Very interesting that one's issued a Visa logo card, further that one's name doesn't even have to be embossed on it-- but the fees'll kill ya:
<TABLE cellSpacing=0 cellPadding=0 width="100%"><TBODY><TR><TD class=titlebar vAlign=top colSpan=3></TD></TR><TR><TD class=oneven vAlign=top width="67%" colSpan=2 tabborder="-1">Account Opening Minimum Balance</TD><TD class=oneven vAlign=top width="33%" tabborder="-1">2,000.00 USD</TD></TR><TR><TD vAlign=top width="67%" colSpan=2 tabborder="-1">Account Minimum Balance</TD><TD vAlign=top width="33%" tabborder="-1">1,000.00 USD</TD></TR><TR><TD class=titlebar vAlign=top colSpan=3>Membership Fees</TD></TR><TR><TD class=oneven vAlign=top width="67%" colSpan=2 tabborder="-1">Monthly Fee (Primary Cardholder)</TD><TD class=oneven vAlign=top width="33%" tabborder="-1">30.00 USD</TD></TR><TR><TD vAlign=top width="67%" colSpan=2 tabborder="-1">Debit Card Creation Fee</TD><TD vAlign=top width="33%" tabborder="-1">495.00 USD</TD></TR><TR><TD class=oneven vAlign=top width="67%" colSpan=2 tabborder="-1">Supplementary Cardholder Set up Fee</TD><TD class=oneven vAlign=top width="33%" tabborder="-1">25.00 USD</TD></TR><TR><TD vAlign=top width="67%" colSpan=2 tabborder="-1">Monthly Fee (Supplementary Cardholder)</TD><TD vAlign=top width="33%" tabborder="-1">10.00 USD</TD></TR><TR><TD class=titlebar vAlign=top colSpan=3>Cardholder Fees</TD></TR><TR><TD class=oneven vAlign=top width="67%" colSpan=2 tabborder="-1">Below Minimum Balance Fee</TD><TD class=oneven vAlign=top width="33%" tabborder="-1">30.00 USD</TD></TR><TR><TD vAlign=top width="67%" colSpan=2 tabborder="-1">ATM Withdrawal Fee</TD><TD vAlign=top width="33%" tabborder="-1">5.00 USD</TD></TR><TR><TD class=titlebar vAlign=top colSpan=3>Supplementary Fees</TD></TR><TR><TD class=oneven vAlign=top width="67%" colSpan=2 tabborder="-1">Damaged Card Fee</TD><TD class=oneven vAlign=top width="33%" tabborder="-1">75.00 USD</TD></TR><TR><TD vAlign=top width="67%" colSpan=2 tabborder="-1">Lost or Stolen Card Fee</TD><TD vAlign=top width="33%" tabborder="-1">75.00 USD</TD></TR><TR><TD class=oneven vAlign=top width="67%" colSpan=2 tabborder="-1">Pin Reissue Fee</TD><TD class=oneven vAlign=top width="33%" tabborder="-1">25.00 USD</TD></TR><TR><TD class=titlebar vAlign=top colSpan=3>eCheck Fees</TD></TR><TR><TD class=oneven vAlign=top width="67%" colSpan=2 tabborder="-1">eCheck Issue Fee</TD><TD class=oneven vAlign=top width="33%" tabborder="-1">10.00 USD</TD></TR><TR><TD class=titlebar vAlign=top colSpan=3>Transfer Fees</TD></TR><TR><TD class=oneven vAlign=top width="67%" colSpan=2 tabborder="-1">Intra Account Transfer Fee</TD><TD class=oneven vAlign=top width="33%" tabborder="-1">10.00 USD</TD></TR><TR><TD vAlign=top width="67%" colSpan=2 tabborder="-1">Internal Transfer Fee</TD><TD vAlign=top width="33%" tabborder="-1">0.00 USD</TD></TR></TBODY></TABLE><SCRIPT language=javascript src="js/bottom.js"></SCRIPT><STYLE>.allfooter{color:#999999;font-family:Arial;font-size:7 pt;font-weight:bold}</STYLE><TABLE cellSpacing=2 cellPadding=2 border=0><TBODY><TR><TD vAlign=top>
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